Productivity PlusSMAccount:
For commercial use only—not intended for personal, family or household use. No interest for 12 months with required equal monthly payments of 1/12 of the purchase amount (including taxes) each for 12 months on qualifying purchases of New Holland parts of $5,000 or more made using a CNH Industrial Capital®Productivity PlusSMAccount (the “Account”) during a single visit to a participating dealer between 1/1/2024 and 12/31/2024. The promotional period and promotional terms applicable to any Account balance resulting from such purchases are subject to early termination in the event any payment is not made on any balance outstanding under the Account when due during the promotional period. Standard terms and conditions for the Account will apply to promotional balances after the termination or expiration of the promotional period – they will be subject to minimum monthly payment requirements and will accrue finance charges or interest (at an interest rate or credit rate of 18.9% per annum in the case of a Canadian account) in accordance with the agreement governing the Account. Customer participation subject to credit qualification, available credit and good standing on all CNH Industrial Capital accounts. Not all customers may qualify for this rate or term. See your participating New Holland dealer for more details and eligibility requirements. Offer subject to change or cancellation without notice. Additional Information for Quebec Residents: For account balances that are not subject to promotional terms, each minimum monthly payment is equal to the greater of: (i) the sum of any past due amounts, plus any billed credit charges, plus other charges or fees assessed during the billing period, plus 5%^ of such non-promotional account balance; and (ii) $10. The billing period covered by each account statement will be approximately 28 to 31 days. A grace period of at least 25 days applies to non-promotional purchases. There are no annual membership or renewal fees. Examples of credit charges for non-promotional balances at the standard annual credit rate of 18.90% per annum owing during a 30-day billing period covered by an account statement are as follows:
^If your Account was opened prior to August 1, 2019, then the minimum monthly percentage used to calculate the minimum payment is equal to 4% as of August 1, 2023, and will increase to 4.5% on August 1, 2024 and to 5% on August 1, 2025.